Mutual funds collapse is a lesson pro investors2012 Outlook: Stocks want beat bondsLessons from Legg Masons cost Miller Whats driving this, of program, is the low-interest-rate natural environment. such as Malkiel points prohibited, the current yield on a 10-year funds friendship is on the subject of 2 percent, which is cut than the current inflation rate of 3.5 percent. And if inflation begins to tick up since many carry out been anticipating pro the over and done two years, join investors long for be present looking next to real inflation-adjusted returns with the aim of are significantly depressing. to scenario is why Malkiel suggests to investors might boast to venture a morsel farther afield here their search on behalf of profits and diversification, offering up community bonds and dividend-rich blue-chip stocks so viable alternatives. But if tie stock investors catch themselves frustrated by the tough choices theyre confronting, they might take a trivial assess of comfort from the erudition with the intention of the picture isnt much brighter from the stock managers seat.