8, shiny the storm-related losses of $1.1 billion, which affected the ratio by 16.7 points. A ratio over 100 method with the aim of on behalf of each premium dough taken within, other than a dough went to cover claims and expenses. A cost less than 100 revenue the company made a profit on its insurance operations.Allstate thought it qualified 23 misfortune loss dealings, with gale Irene and Tropical Storm Lee.